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Settle into your home comfortably with our attractive home loan package. Enjoy interest savings through a promotional interest rate, cash rebate of S$2,000+ when you refinance, and enjoy a free package conversion after the loan lock-in period. This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This publication is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice.
Through a series of acquisitions, it is now a leading bank in Asia. Besides Far Eastern Bank in Singapore, UOB's major banking subsidiaries in the region are United Overseas Bank , United Overseas Bank , PT Bank UOB Buana and United Overseas Bank . You can get an idea of the current market prices from recent HDB resale transactions.
Branches / ATMs
The interest rate for a bridging loan is between 4% and 5% and differs from bank to bank. Personal Loan Greater control of finances with fixed monthly repayments. ~Flexible penalty waiver terms are for selected packages only and subject to the terms and conditions in the Letter of Offer and only applicable for new home loan sign-ups. Leverage on our property financing expertise and market insights to get the advice you need and help you make informed decisions.
It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion. The information and services may contain bugs, errors, problems or other limitations. We have no liability whatsoever for your use of any information or service. United Overseas Bank is one of the Big 3 banks in Singapore incorporated in 1935, with headquarters in Singapore. It has an unrivalled presence in Southeast Asia with a global network of more than 500 offices.
Banks and ATMs in Singapore Changi International Airport
If you are planning to sell your current flat, please visit the HDB website to find out how to get a valuation on your property. With the UOB HDB Home Loan, you enjoy maximum interest savings, flexibility, convenience and a host of other benefits. The bank is powered by strong front line of customer service which can be reachable easily from anywhere around the country. You can as well reach the bank’s customer service from abroad by calling a specific number or sending your inquiries via electronic mails. Repayment can also be stretched over a period of up to 30 years, or up to 65 years of age . You can pay more than your monthly installment to save more interest.
Aside from sending the form, another method is to directly visit the bank itself and ask for the customer service to help. With a UOB Home Loan, you can obtain financing of up to 80% of the purchase price or valuation price, whichever is lower. With UOB International Home Loan, not only will you enjoy greater flexibility in financing your home loan, you will also benefit from lower monthly instalments and bigger cash flow to accommodate life's greatest pleasures.
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This 30-day notice requirement does not apply to home loans benchmarked against market indices. Although you can use the savings in your CPF Ordinary Account to pay down your monthly home loan installment, there is a limit. It is important that you know what your CPF Withdrawal Limit is, as you will need to pay your monthly mortgage amount in cash should you reach the cap. Provides up to 75% financing of the purchase price or valuation of your new property, whichever is lower. Rates and benefits will only be confirmed upon issuance of Letter of offer.
Of course, we also offer a $150 FairPrice e-gift voucher for min loan of $800,000 giving very practical gift which helps to defray some costs. Promotional gifts are a dime a dozen, you can always get them anytime you need it. UOB Malaysia offers home loan that is flexible enough to accommodate all your financial needs.
Enjoy a loan of up to 75% of the purchase price of your new property, or thevaluationof your new home, whichever is lower. Rates and benefits will only be confirmed upon issuance of Letter of Offer. We hope more clients would see the benefits of working with us over the long term . By supporting a mortgage comparison site, you are helping to make information transparent and ensuring that the dynamcis of a free market will continue to deliver lower rates and more bargaining power to the consumer.
The UOB HDB Home Loan gives you financing of up to 80% of the valuation of your property or outstanding loan . Our 2-in-1 loan that combines housing loan and overdraft facility at housing loan interest rates. If you are planning to buy a home or re-finance your housing loan, UOB Home Loan offer you attractive features and interest rate. You should apply for a Bridging Loan when applying for your Housing Loan.
The amount of tax payable is based on the annual value of the property which is determined by the IRAS. It is usually based on the gross rental of the property per year minus costs such as maintenance and other taxes.Insurance CostMost banks require homeowners to protect their property in the event of fires or flooding. Prior to the approval of your home loan application, we will appoint a valuer to assess the market value of the property. If thisvaluationis lower than your purchase price, you would have to pay the difference in cash before any loan can be disbursed. With these documents, your bank can provide you with an In-Principle Approval so that you can have certainty on your eligible loan amount and monthly mortgage repayment amount.
The net sales proceeds received by homebuyers is less any outstanding loan balance and the amount of CPF plus accrued interest used for the existing property. A valuation report is required by the bank for you to refinance the property. The valuation report is provided by a professional valuation firm, which is appointed by the bank.
Choose from our wide range of loan packages to suit your financing needs. Application must be submitted online during the Promo Period by clicking the “Apply Now” button above. Letter of Offer issued by UOB in connection with the application submitted for the property loan must be accepted by 30 December 2022. Bring home up to S$3,000 worth of cash and gift card (inclusive of S$2,200 in cash for refinancing), available exclusively when you apply online. On the last feature, we are probably the few, if not the only, mortgage broker in town who would tell you this. If you choose to apply direct to the bank, it means no business for us.
Other benefitsSubmit your application online & our banker will be in touch with you to share more on our limited time promotional offers. Valid only for direct applications without third party referrals. T&Cs apply.Additional notesPromotional rates are available for a limited period and only valid for completed residential properties in Singapore, for your new purchase or refinancing from another bank/HDB. Subject to minimum loan size.Pegged to the 3-month Compounded SORA that is published onMAS' website.
The Letter of Offer shall contain such terms and conditions as UOB may require in relation to each property loan. UOB iNTELLIGENT Home Loan, a structured financial solutions that is flexible enough to accommodate all your financial needs. For both investment and insurance enquiries, the only way to contact the bank is by sending them your enquiry form.
You should consult your own professional advisors about issues discussed herein. While the information provided in this publication is believed to be accurate as at the date of publishing, UOB makes no representation or warranty, and accepts no responsibility or liability for its completeness or accuracy. UOB Home Loan offers wide range of home loan packages and flexible financing options to tailor your financial needs. Our packages include Fixed Rate package, Floating Rate Package and SORA-pegged rate package, or up to a combination of 2 of these packages.
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